Timothy Joy Valenzuela, MSN, RN, CNOR, CPHQ, CFEI
CA License Number: 4056195

Life and Health Insurance broker
Certified Financial Education Instructor
Registered Nurse

Your peace of mind is my priority.

      Embarking on the journey to financial independence, I discovered that securing my retirement required more than just contributing to the 403b funds. Extensive research into Financial Independence Retire Early (FIRE) unveiled the significant impact of taxes on retirement income and the potential shortfall over a lifetime.

     Through this realization, I delved into the often-overlooked benefits of life insurance, recognizing its capacity to safeguard families.

     Understanding the critical role of knowledge, I committed to promoting financial literacy and empowering families to grow and protect their hard-earned wealth.

     This commitment led me to become a licensed Life and Health insurance agent and a Certified Financial Education Instructor (CFEI).

     I firmly believe in the Golden Rule, but I aspire to exceed expectations, embracing what I call the Diamond Rule – treating others as someone special would treat me.

     In my leisure time, I explore nature through hiking and embark on family adventures with my husband and two kids.

     My passion for continuous learning extends to self-improvement, finance literature, and podcasts dedicated to these subjects.

     Fluent in Tagalog and English, I'm also on the journey of learning Spanish to enhance communication and understanding.